Lackner McLennan Insurance (LMI)– A Return to Practice and Professional Liability Insurance Coverage

Lackner McLennan Insurance (LMI)– A Return to Practice and Professional Liability Insurance Coverage

1. RMTs returning to practice must follow all rules that are specified by the government and their governing body (CMTNB). (All precautions should be put in place as specified in the Return to Practice Framework issued by the CMTNB May 4, 2020.) Click here

2. While there is no guarantee that a potential claim would be covered, it would certainly demonstrate that the RMT was following the regulatory body’s specifications and following all of the important rules and guidelines as indicated by the CMTNB’s Return to Practice Framework.

3. There are many scenarios that come into play when considering a claim and every detail must be looked at. LMI cannot state whether or not a hypothetical claim would be covered. LMI would need an actual claim in order to make that kind of determination.

4. LMI are unaware of any insurance provider that will guarantee a hypothetical claim situation. They cannot accurately provide advice as to coverage for a “potential claim” or “actual claim” without the facts of the claim, the policy language; and an understanding of the applicable law. They are unable to provide advisory coverage positions without an actual claim.

5. Insureds should follow the policy’s directions for submitting a claim and LMI’s Claims Department would commence an investigation.


 

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